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At G & L Surgical Clinic, we understand that while costing and financing may be a concern for our patients, we want you to be able to prioritise your health.
G&L Surgical Clinic works with most major insurance partners Prudential, HSBC Life, Aviva, AIA, Great Eastern, NTUC Income and Tokio Marine. Our friendly team and clinic staff are happy to help you understand the fees and work with you to understand your financing options to allow you to focus on what matters the most, your road to recovery.
G & L Surgical Clinic accepts all patients, with or without insurance. If you wish to seek treatment with us, but your insurer is currently not included in the list below, rest assured that we will do everything we can to aid you in making the necessary claims.
If you have any queries regarding our personal and company insurance benefits, speak to our staff for more information. We can also assist you in applying for a Letter of Guarantee from the relevant insurance partners to help ensure a smooth and worry-free medical journey with us.
Please reach out to us and speak to our friendly staff at +65 6255 1234 or email us at enquiry@glsurgical.com.sg for further assistance.
Integrated Shield Plans
Patients affiliated with the following Integrated Shield Plans will enjoy the following benefits when receiving treatment at G & L Surgical Clinic:
Prudential: Speak to our clinic staff about cashless procedures under Prudential’s PRUExtra as a Premier client.
Additionally, patients with personal Prudential PRUShield plans can expect reimbursement of pre- and post-hospitalisation fees for up to 180 and 365 days, respectively. Patients under this plan will also enjoy an enhanced Letter of Guarantee (allowing for cashless services of up to $30,000).
Pre-authorisation (by Business Office) is required for patients with no electronic letter of guarantee (eLOG).
NTUC Income: With NTUC IncomeShield, patients can enjoy an enhanced Letter of Guarantee, allowing for cashless services of up to $30,000.
Patients can also enjoy peace of mind knowing that they will be reimbursed pre and post- hospitalisation fees for up to 180 and 365 days, respectively.
HSBC Life (previously known as AXA): Patients at G & L Surgical Clinic under HSBC Life personal insurance plan can expect their pre- and post-hospitalisation bills to be claimable for up to 180 and 365 days, respectively.
Additionally, an enhanced Letter of Guarantee allows patients to receive cashless services of up to $150,000 and a co-payment sum capped at $3000 when treated by our surgeons.
Singlife with Aviva: With Aviva MyShield, patients can expect pre-authorisation letters to ensure that their premiums will cover the treatment they require.
Patients can also enjoy peace of mind knowing that they will be reimbursed for pre- and post-hospitalisation fees for up to 180 and 365 days, respectively.
Our clinic accepts these Third-Party Administrators, Other Insurance Partners, and Corporate Insurance:
Adept, Cigna, IHP, Parkway Shenton, Now Health International, MHC, Tokio Marine, AIA, Great Eastern, NTUC Income, HSBC Life, Bupa, FWD, Howden, Henner, Fullerton, Liberty Insurance, QBE, PPP International, iXchange
Employees of companies holding a DA Adept Health Employee Benefits card can expect benefits such as cashless consultations, investigative procedures, and medications – or a co-payment sum of these bills when seeking treatment from our surgeons.
Speak to our G & L Surgical Clinic’s staff for more information on the benefits available to you and how you should go about making these claims.
Do not hesitate to reach out to us at +65 6255 1234 or email us at enquiry@glsurgical.com.sg if you have any questions or concerns regarding your insurance plans and claimable benefits. Our team is dedicated to helping you at every step of your road to recovery.
Disclaimer: The information contained within this page was deemed to be true and accurate a the time of publication. G & L Surgical Clinic shall not be held responsible for any changes to insurance policies, coverage, or premiums. We advise that patients always seek confirmation from their insurers.
Are there any specific requirements or criteria that must be met for my insurance to cover a surgical procedure at G&L Surgical?
Coverage limitations and restrictions vary depending on your insurance plan. We recommend reviewing your insurance policy or contacting your insurance provider directly to understand any specific limitations or restrictions (including exclusions) that may apply to the surgical procedures covered within a certain timeframe.
Are there any specific insurance-related deadlines or timeframes that I need to be aware of when scheduling a surgical procedure at G&L Surgical?
Most patients are advised to schedule a surgical procedure at least 5 days in advance in order to allow the insurance provider to review your policy and advise on the coverage for the specific procedure. You are also advised to contact your insurance provider directly to understand any specific timeframe that may apply when scheduling for treatment ahead of time.
G&L Surgical Clinic will do our best to provide you with an estimate of your out-of-pocket expenses before your procedure. With a comprehensive financing service, we endeavour to assist you in finding the most suitable financing option to enjoy a seamless and pleasant experience. Please do not hesitate to contact us with any questions. We are here to help you get the care you need.
Click one of our representatives below to chat on WhatsApp or send us an email to enquiry@glsurgical.com.sg
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